Vacancy for CA in Standard Chartered

	Job Description
	To manage and grow the SME business for the portfolio & to co-own the credit and revenue responsibility for the portfolio with the Relationship Managers.
	Key Roles & Responsibilities
	• Support Relationship Managers in handling a group of relationships to meet revenue and profit targets for these relationship • Responsible for the portfolio quality and risk including zero tolerance, KYC / RCAF • Handle deals, together with the RM, from concept to completion with particular emphasis on transaction structuring and documentation • To maintain close rapport with clients and provide quality service • Prepare high Quality Business Credit Applications with minimum subsequent rework and time.         • Interface with other operational units within Service Delivery, Product Partners and Credit Approvers • Prompt recognition and reporting of deteriorating credit risks in his/her portfolio and ensuring that necessary steps are taken to minimize loss to the Bank • Day-to-day monitoring of MIS and control of the relationships i.e excesses, deferrals, insurance, past dues, overdue reviews etc. • Suspicious transaction monitoring and reporting. • Client servicing through the Bank’s “Outserve” mode with the aim of Customer delight. • Facilitate Cross Sell i.e. Insurance, FX and  CA, Salary Accounts, Investments, Cash Management and Term Deposits. • Lead flow for Cross Border Trade Embedding principles of Operational Risk Management and Assurance (ORMA) framework in the SME Value Stream: • Ensure full compliance with the ORMA Framework. • Ensure that all Audits/Control reviews/BRR reviews are cleared at all offices under your purview with no repeat findings / zero tolerance findings in your territory. Ensuring full state of readiness to face surprise audits. • To conduct all business operations in compliance with internal policies and external laws / regulations / guidelines. To ensure full compliance with CDC, BCSBI, RBI Outsourcing Policy and other applicable laws/ regulations / guidelines. To drive the compliance culture down the line. • To ensure KCSA/KRI sampling, periodicity, record keeping, exception reporting etc conducted accurately as per the process. To be the checker of KCSA for another business as and when required and to conduct the same with promptness and independence. • To review the KCSA diligently as and when you are the Line Manager for the KCSA. • To conduct the ORMA Optial checks and reviews accurately, if you are the RP or the Line Manager • To undertake periodic self-assessment on key controls to assess the proper functioning and adequacy of existing controls. • Assist in coordinating, facilitating and promoting understanding of operational risk and in implementation and management of OR within the Unit. • To report Unit’s OR issues and losses to UORM • To assist UORM in developing and updating of procedures, controls and monitoring plans for Operational Risk Management • Act as OR coordinator for the section • To adhere to the agreed KCSA plans and approach • To identify and report all exceptions on non compliance with standard controls • To identify and report all weaknesses inherent in the standard controls • To maintain proper record keeping on all KCSA related activities • To maintain independence in the conduct of KCSA, i.e. not selecting and reviewing sample of self-performed transactions • To adhere to the Gifts & Entertainment policy • Responsible for Health, Safety & Environment responsibilities as laid out in the HS&E Management System. • The job holder must ensure he/she is fully aware of all the policies and procedures issued in relation to money laundering prevention / CDD and is trained on the same. He/she must ensure compliance with these policies and procedures on an ongoing basis. Any suspicious transaction must immediately be reported to the supervising officer. To ensure adherence on an ongoing basis to all requirements of CDD / ML as may be issued from time to time and adherence would be measured with respect to outcome of Group audits and any Quality Assurance Reviews conducted." • To ensure that there is No overdue KCSA • Non compliance and control weaknesses inherent in the selected samples are detected and duly reported • No unsatisfactory compliance reviews and audits on the conduct of KCSA and record keeping Maintaining robust controls and monitoring actions
	Qualifications & Skills
	MBA / CA • Experience of 0-2years in Trade and working capital. • Excellent communication (verbal & written) and negotiation skills. • Strong analytical and marketing skills. • Good credit skills
	Diversity & Inclusion
	Standard Chartered is committed to diversity and inclusion. We believe that a work environment which embraces diversity will enable us to get the best out of the broadest spectrum of people to sustain strong business performance and competitive advantage. By building an inclusive culture, each employee can develop a sense of belonging, and have the opportunity to maximise their personal potential.   Click here to Apply