PNB Audit problem

attention to all SBA of PNB , this year PNB has introduce CFA menu, under this menu we have to upload digitally signed copy of LFAR & 3CD. LFAR is in word format and there is field restriction but no problem , the main problem is if you fill annexure relating  to LFAR , for example in every branch cash holding is more then  retention limit , if your answer is yes , then you have to report in annexure of LFAR and main problem is they have designed annexure in such manner that you have to made data entry on server of PNB and it is time consuming process, further suppose that stock statement , and other documentary deficit found in audit then you have go to server of PNB and made data entry.

in many case Branch and Bank are disagree on classification of advance and due to this moc was not signed by Branch manager , then we have to report in LFAR, but this step will stop us to qualified reporting.

If any qualification report in LFAR then you have to specifically reported in Annexure of LFAR. 

there is also many hurdles for smooth & timely audit,  that Branch officers not share ID password,and Bank not allotted to SBA any ID & Password, generally Branch officers shared MIS password and it very little scope of audit ,under MIS only 3 months Account will be viewed and many report function is not enable , like turnover report, Insurance expiry report, limit expiration report, rescheduling & rephasement etc.so audit risk is much more , so i request to all Central statutory auditor of PNB kindly look the matters.