CA NeWs Beta*: RBI guidelines on autonomy to banks for appointment of auditors

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Thursday, March 29, 2012

RBI guidelines on autonomy to banks for appointment of auditors

For information to all effected parties:

guidelines on autonomy to banks for appointment of auditors from RBI site 

The important part is reproduced here

vi) For the year 2010-11 and onwards –  PSBs will obtain the names of eligible audit firms directly from the Office of C&AG and appoint the SCAs with the prior approval of RBI.

vii) The practice of appointing one Statutory audit firm (SCA / SBA) to one PSB to continue.

viii) PSBs will select suitable SCAs from the list provided by RBI / C&AG – as the case may be, and after obtaining the consent of the audit firms in writing for consideration of appointment as SCAs, would recommend their names to RBI with the approval of the respective ACB / Board of Directors before actual appointment.

ix) Banks to clearly advise the audit firms selected for consideration of appointment that one audit firm an take up audit assignment (SCA / SBA) in one PSB only and should obtain their consent in writing for consideration of appointment as SCA or SBA of the bank concerned for the particular year before recommending their names to RBI.  The consent given by an audit firm will be treated asirrevocable.
x) The existing tenure of 3 years of continuous statutory central audit (existing SCAs appointed prior to 2006-07 will complete a tenure of 4 years) to continue with compulsory rest of at least 2 years.

II. Statutory Branch Auditors 
(a) Norms
The existing minimum eligibility / empanelment / categorization, etc. norms including those for deficit / surplus areas to continue as of now.
(b)  SBAs for large PSBs
The large PSBs having balance sheet size (assets + liabilities) of above Rs. 1 lac crore each to exercise managerial autonomy in regard to appointment of SBAs also from the year 2008-09 onwards.  Thus, State Bank of India, Allahabad Bank, Bank of India, Bank of Baroda, Canara Bank, Central Bank of India, Indian Overseas Bank, Oriental Bank of Commerce, Syndicate Bank, Punjab National Bank, UCO Bank and Union Bank of India would be required to select / appoint their SBAs from the year 2009-10, and Central Bank of India, Union Bank of India and Bank of Baroda have indicated their unwillingness to select their SBAs, all these banks would also be encouraged to select their SBAs  from this year itself.
As SBI Act mandates appointment of statutory auditors by RBI in consultation with Central Government, SBI would select their SCAs /SBAs   for appointment by RBI in accordance with the statutory provisions.
(c )  SBAs for remaining PSBs
For the remaining PSBs, the existing practice of RBI providing the list of audit firms to be appointed as SBAs would continue during the years 2008-09 and 2009-10.  During these two years, these banks would put in place an effective system of selection / appointment of SBAs on their own from the year 2010-11.
II. General Norms applicable both for SBAs and SCAs.
(i) In respect of the banks identified above, RBI to provide the list of eligible auditors / audit firms.  The existing categorisation norms for empanelment of SBAs to continues.

(ii) The banks, stated above, to select suitable auditors / audit firms as SBAs in such a manner as to enlist the required number of branch auditors to carry out the statutory audit of branches during the relevant year.

(iii) The existing tenure of 4 years of continuous statutory branch audit (existing SBAs appointed prior to 2006-07 will complete a tenure of 5 years) to continue, after which they are to be rotated / rested in 33 identified centres.

(iv) The concept of one audit firm for one PSB to continue.  The consent given by an audit firm will be treated as irrevocable.

(v) SBAs to be selected for appointment to audit branches located in the centres in which their offices are situated or branches located in centres which are in close proximity to their offices.

(vi) Banks to have a suitable mix of various categories of auditors / audit firms while selecting the SBAs keeping in view the size of the branches to be audited. The same auditors / audit firms cannot audit the same bank for a continuous period exceeding 4 years.

(vii) Banks should carry out branch audit in such a way that SCAs should audit the top 20 branches (to be selected strictly in order of the level of outstanding advances as at the end of March 31 of the previous year) to cover a minimum of 15% of total gross advances of the bank by SCAs.
--
CA. Mukesh Saran

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