Position | Relationship Manager - Business Banking Working Capital |
Work Location | Pune, Nasik, Solapur,Latur,Barshi, sangli |
Date Posted | Thursday, March 22, 2012 |
Responsibilities
- Complete ownership of a portfolio of between app. 25 productive accounts. The number of accounts managed may vary depending upon asset size of the portfolio, geography covered, operational intensity and branches mapped to the RM. He is bank’s face to the customer.
- Responsible for the growth of the portfolio (organic and inorganic), ensuring targets are met and there is availability of an increased revenue stream.
- Cross sell: Ensuring lead conversion of leads generated by branches. To be on the permanent look out for cross sell opportunities within his domain. Cross sell of CASA / FDs, TPP, other product requirements to existing customers.
- Credit Management & Housekeeping: Primarily includes CAM preparations and timely renewals, obtaining and closing deferrals, plant and site visits and preparation of call memos, obtaining and deciphering stock statements, quarterly results, insurance. TOD management.
- Ensuring the quality of Portfolio: Be on the lookout for stress signs in the client operations / activity and address them.
Requirements
- Minimum Post Graduation in Management or Chartered Accountant (Preferable)
- Work Experience 0-3 years in Banking with relevant work experience in Working Capital Funding.
- Strong Analytical and Judgmental capabilities, communication skills, basic knowledge of a wide range of bank’s products.
- Interest in understanding operations, IT, TF and treasury functions.
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