Credit Officer
Description
Key functions include:
- Would be responsible for end-to-end loan processing, from initial receipt of loan application to credit approval stage within TAT parameters
- Responsible for reviewing individual loan application for completion of required documentation
- Responsible for continuous interaction with Sales and operations unit for efficient loan processing
- Responsible for meeting customers to assess their credit worthiness
- Ensure that all formalities as per Citibank product and policy norms are completed prior to loan approval by credit manager
- Act as one point of contact both for customer and sales team for efficient and smooth processing of loan application
- Active engagement with 3rd party vendors and track completion of all necessary verifications/checks related to the loan application within the required time
- Assist the Credit Managers in credit approvals
Qualifications
- Graduate with 1-4 years experience or post graduate (preferably CA/MBA) with minimum of 2 years experience in the following functions:
- Credit Operations (Underwriting/Loan Processing)
- Customer Service
- Sound knowledge and analyzing of financial documents like balance sheet, and profit and loss account
- Knowledge of real estate market and property transactions will be an added advantage
- Expertise in MS office is a mandatory requirement
Additional Information:
- The applicant must possess good language and communication skills
- Must be capable of managing successful interactions with customers and 3rd party vendors
- Must be motivated and self-driven to take the initiative to actively reach out to respective constituents to complete necessary steps and requirements of the loan process
- Must be career-oriented with the passion to learn and grow to take on higher responsibilities in the organization
- Primary Location: India,Delhi,Delhi
- Education: Master's Degree
- Job Function: Operations Credit Operations
- Travel Time: No
- Job ID: 15040925
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