Vacancy for CA in DBS Bank

	Business Function
	Small and medium-sized enterprises (SMEs) play a critical role in the economic growth and employment creation of any economy. As an Asia banking specialist with a strong SME banking franchise, our Institutional Banking Group - Enterprise Banking (EB) is committed to supporting SMEs in their growth domestically and in their regional expansion. Backed by a team of product specialists, we are well-positioned to deliver a whole suite of enterprising solutions to support local enterprises at each stage of their business life cycle. Our financial products and services range from cash management services to loan facilities, trade financing, business risk protection instruments and capital market instruments.
	Job Purpose
	To be responsible for managing the banking operations for branch including the credit portfolio management and SME customer relationships. To also assume the Corporate Governance responsibilities for all branch activities for the branch. To be the face of the bank and key contact for external parties into DBS in location
	Key Accountabilities
	Devise and implement a strategy to grow the SME and Consumer Banking business in branch and to regularly interact with all BU Heads to ensure active involvement in their businesses. Manage SME assets ensuring appropriate product profitability (ROA, ROE, NIM, etc) and risk quality To ensure active front office market coverage by all businesses (including non-SME businesses in liaison with the HOD’s), and to establish the DBS Brand and presence with all our target customer groups and relevant parties, particularly SME customers. To lead the team including SME and Consumer Banking relationship managers and ensure motivation in order to achieve the branch KPIs Monitor and ensure branch profitability targets are met with co-ordination across various businesses Assist in cross selling bank products within DBS Group Ensure that all aspects of Corporate Governance for the branch are met, monitor compliance issues for the branch, and proactively highlight/escalate any issues.
	Responsibilities
	Develop the SME and Consumer client base in branch, including target identification. Prepare and track client plans for existing clients. Service existing relationships and enhance revenue and ROE thereof. Maintain credit risk quality of the SME portfolio Work closely with the central product and sales teams to ensure delivery of products Manage the career development and training plans of the SME and Consumer Banking RM team along with HR and Head SME, India Maintain oversight on controls instituted by Credit Administration Maintain compliance with regulatory requirements for the entire branch Other businesses – To provide support to HOD’s to facilitate the growth of all businesses and products in the Nashik region Operations – To provide on-the-ground inputs and assistance to the Manager Operations to ensure that administrative and business processes are followed Communication – To clearly and regularly communicate on behalf of the Branch with central product & sales team and Head Office Staff, as appropriate
	Requirements
	At least eight years of experience in Banking / Financial Services sector post qualification Education / Preferred Qualifications Basic minimum: Post Graduate Degree, preferably in business, economics, finance, etc, [CA /MBA]
	Apply Now
	We offer a competitive salary and benefits package and the professional advantages of a dynamic environment that supports your development and recognises your achievements. Clcik here to apply