| Position | Credit Manager - Wholesale Credit Risk |
| Work Location | Bathinda |
| Date Posted | Tuesday, October 22, 2013 |
Responsibilities
- Managing of Pre Appriasal processes including CPA management,
- Assessment of proposals logged in
- Managing TAT
- Monitoring of portfolio in view of Delinquency , Watchlist and Exit Accounts
- Submission of reports to Regional office/CRU on monthly/weekly basis
- Credit Appraisal and analysis of proposals including assessment of the fund and non fund based limits and other vanilla
- Delinquency tracking and management, monitoring of the portfolio
- Monitoring house keeping items
- Creating and Managing a network of external agencies for local inputs / reference checks / CPV on cases
- Interact with retail asset credit / collection managers
- Should be able to travel and meet customers in the region
- Extensive training to internal & external stakeholders( viz CPA etc)
Requirements
- Professionally qualified( MBA, CA, CFA or any other relevant post graduate qualification)
- Total exp of 5-7 yrs of relevant credit experience in handling credit / trade finance products such as Cash credit, Term loans, BGs, LCs, etc or prior experience in loans / advances in a commercial banking set up
- Thorough under standing of the entire product range covering fund and non fund based products being offered in the SME space . Further knowledge of the forex / derivatives and other foreign curency limits is desired
- Adequate knowledge of the SME industries
- Working experience in any of the markets in the North
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